New Jersey Bankruptcy Lawyer
Representing individuals and businesses in bankruptcy filings,
foreclosures, debt workouts, tax problems, adversary
proceedings and civil litigation, throughout the State of New Jersey.
We thoroughly review all out of court options available to our clients.
Please contact our office for a free consultation if you are
experiencing problems with any of the following:
· Credit card debt
· Debt management and Negotiation
· Debt collection harassment or lawsuit
· Real estate foreclosure, unpaid house payments and/or taxes
· Auto repossession and unpaid car payments
· Medical bills
· Co-signer on property held by another
· Judgments, deficiency notices on repossessed property
In all bankruptcy matters, we work with our clients to help you keep
as much of your property as possible while putting an immediate stop
to home foreclosures, car repossessions, garnishments, credit card debt,
creditor harassments, tax levies, and lawsuits. Our firm provides
guidance regarding your options under each of the bankruptcy laws.
Chapter 7 is a liquidation process. Bankruptcy law (Federal or New Jersey law)
allows you to keep certain exempt property, which will not be sold or
distributed to creditors. Non-exempt property is available to your creditors.
The attorneys at the Law Office of Andrew J. Naideck, LLC, can assist you
in determining what is exempt and what is not and defend your position.
Chapter 13 is a reorganization chapter under the supervision of
the Bankruptcy Court. Chapter 13 is appropriate for you if you
want to avoid or stop repossession of your car or foreclosure of
your house because of missed monthly payments or non-payment of
property taxes. The attorneys at the Law Office of Andrew J. Naideck, LLC,
can assist you in obtaining the protection afforded by Chapter 13.
Please contact our office for a consultation regarding your bankruptcy options.